THE IMPACT OF CORRUPTION ON MORTGAGE DEVELOPMENT IN NIGERIA
- Project Research
- 1-5 Chapters
- Abstract : Available
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- Reference Style: APA
- Recommended for : Student Researchers
- NGN 3000
ABSTRACT
In most of the corruption allegations in Nigeria, real estate acquisition is a common phenomenon. Corrupt public office holders are been alleged of acquiring chains of properties in different locations of the country. This paper focused on the reasons behind acquisition of real estate by corrupt public officers and the manipulation in land administration in Nigeria. Literatures were employed to achieve the aim. It is not that these corrupt public officers can’t fulfill their real estate investment dream in a just way, but some societal malfunctioning factors encourage corruption when they were trying to fulfill their real estate investment dream. Some of the factors that encourage corrupt public officers resulting to corruptible means when they are trying to fulfill their real estate investment are: absence of good mortgage system, anti-corruption policy, prestige associated with property ownership e. It was also observed, that real estate market can be a good indicator of corruption just like the financial system if well harnessed. The following solutions were made to reduce real estate acquisition with embezzled funds: Implementing functional mortgage system, monitoring of property transactions, adopting of local building materials, collaborating with built environment professionals, implementing social housing scheme.
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